SaaS Finance Insights
Practical guides on SaaS valuation, financial modelling, metrics, and what it means to work with a fractional CFO.
Cash Flow Forecasting for UK SaaS Startups: A Practical Guide
How UK SaaS founders should build a cash flow forecast. 13-week rolling forecasts, runway calculations, HMRC tax timing (VAT, PAYE, Corp Tax), R&D credit lag, and the common traps. Updated April 2026.
Financial Model Mistakes That Kill UK SaaS Fundraising
The 7 most common financial model mistakes that derail UK SaaS fundraising rounds at Seed and Series A. What Octopus, Notion, LocalGlobe and other UK VCs look for. Updated April 2026.
UK SaaS Board Pack: What Seed and Series A Investors Actually Expect
How UK SaaS founders should build a board pack that drives decisions. What Octopus, Notion, LocalGlobe and other UK VCs actually read. Structure, metrics, narrative, common mistakes. Updated April 2026.
Revenue Recognition for UK SaaS Companies: FRS 102 & IFRS 15 Explained
UK SaaS revenue recognition under FRS 102 (standard for most UK SaaS) and IFRS 15. Deferred revenue, multi-year contracts, implementation fees, how to get it right for HMRC and UK investors. Updated April 2026.
When a UK SaaS Founder Should Hire a Fractional CFO
Signs a UK SaaS startup needs a fractional CFO: fundraising prep, messy books, Series A readiness, or scaling past £500K ARR. Stage thresholds, typical UK retainers, what changes when you hire one. Updated April 2026.
Fractional CFO: The 2026 UK Founder's Guide
Everything UK SaaS and tech founders need to know about hiring a fractional CFO in 2026: what they do, how the engagement works, how to choose one, and when it is worth it.
How to Create a SaaS Budget: UK Step-by-Step Guide
Step-by-step SaaS budgeting guide for UK founders. Revenue forecasting, staff costs (NI, pension), R&D tax credits, and monthly variance analysis.
CFO Salary UK 2026: What Finance Leaders Earn at Every Level
UK CFO salaries range from £120K to £350K+ by company size. Compare full-time CFO, fractional CFO, and finance director costs for startups.
Do You Know Your Customer Acquisition Cost? SaaS CAC Guide
What is your SaaS customer acquisition cost? CAC formula, UK benchmarks, payback period, and LTV:CAC ratio explained. With worked GBP examples.
Fractional Finance Director: UK SaaS Founder's Guide
Fractional finance director services for UK SaaS companies. What they do, how the engagement works, and how they compare to a fractional CFO.
How to Build a Financial Model for Your UK SaaS Startup
How UK SaaS founders should build a financial model for fundraising. 6-step process, three scenarios, unit economics, UK tax line items, and what UK investors actually scrutinise.
Is Your Financial Data Accurate? A SaaS Founder’s Checklist
Is your SaaS financial data investor-ready? 6 red flags to check, common revenue recognition errors, and how a fractional CFO audit gets your numbers right.
Outsourced CFO Services UK: What You Get and What It Costs
Outsourced CFO services for UK businesses explained. What's included, how the engagement works, and how to choose the right outsourced CFO.
Complete Guide to SaaS Metrics: 15 KPIs for Founders
The essential SaaS metrics guide: MRR, ARR, churn, LTV, CAC, NRR and 9 more KPIs explained with formulas, benchmarks, and what investors actually look for.
What Is a Fractional CFO? The Complete UK Guide for 2026
What is a fractional CFO? A part-time senior finance leader on a monthly retainer. Learn what they do, how they differ from accountants, and when you need one.
Why a Broken MRR Schedule Can Kill Your SaaS Funding Round
A broken MRR schedule kills SaaS funding rounds. MRR movements, NRR, reconciliation to P&L, and what investors check in due diligence.
Part-Time CFO vs Full-Time CFO: Which Does Your SaaS Need?
Part-time vs full-time CFO for SaaS companies. Cost comparison, when each makes sense, and how to transition from one to the other as you grow.
Why Your SaaS Team Needs a Budget — And a CFO to Build It
Why SaaS companies need a budget and how a fractional CFO builds one. Bottom-up framework, variance analysis, and budget-to-hire correlation.
SaaS Revenue Recognition: Fix Your Volatile P&L
Most SaaS companies between £500K and £3M ARR have revenue recognition wrong. Here's how to fix it so your P&L tells a consistent monthly story.
You Don't Actually Know Your ARR: The MRR Schedule Trap
Most SaaS founders between £1M and £5M ARR quote a number that doesn't match their P&L. Here's why your MRR schedule is probably wrong and how to fix it.
You're Calculating Your SaaS Runway Wrong
Burn rate is a cash metric, not an accounting metric. Most founders use P&L losses to calculate runway and get it dangerously wrong.
B2B SaaS Metrics Benchmarks: How Does Your Company Compare?
2026 B2B SaaS benchmarks for growth rate, churn, NRR, gross margin, CAC payback, and burn multiple. Compare your metrics to industry standards.
US Financial Compliance for UK SaaS Companies
Navigate US financial compliance: state taxes, federal filing, sales tax (SaaS nexus), payroll taxes, and transfer pricing for UK SaaS companies.
UK SaaS US Expansion: The CFO's Complete Guide
Planning US expansion for your UK SaaS company? CFO guide covering entity structure, tax, banking, payroll, and financial planning.
US Expansion Cash Flow Planning for SaaS Companies
Cash flow planning for US expansion: dual-currency management, US payroll costs, FX hedging, and runway impact. Practical guide for UK SaaS.
US Expansion Financial Model for SaaS Companies
Build a financial model for US expansion. Covers dual-currency forecasting, US cost structure, hiring timeline, and break-even analysis.
Delaware Flip vs US Subsidiary: Guide for UK SaaS Companies
Delaware flip or US subsidiary? Compare the two structures for UK SaaS companies expanding to the US. Tax, legal, and fundraising implications.
Raising from US Investors: Guide for UK SaaS Founders
How UK SaaS founders can raise from US VCs. Covers what US investors expect, valuation differences, and entity structure requirements.
UK SaaS Valuation Multiples 2026: What Your Company Is Worth
Current UK SaaS valuation multiples for 2026. Revenue multiples by growth rate, ARR range, and vertical. UK comparables, Beauhurst data, SEIS/EIS context for British SaaS founders.
UK SaaS Valuation Calculator: Estimate Your Company's Worth
Use our UK SaaS valuation framework to estimate your company's worth in £. UK comparables, BVCA / Beauhurst data, the UK-vs-US multiple gap, and the value drivers that move UK rounds.
Fractional CFO for SaaS & AI Startups in London
London-based fractional CFO services for SaaS and AI startups. Financial planning, fundraising support, and growth strategy.
Virtual CFO for SaaS Companies: Remote Finance Leadership
How a virtual CFO helps SaaS companies with financial strategy, reporting, and fundraising - delivered entirely remotely.
How Much Does a Fractional CFO Cost in the UK? [2026 Guide]
Fractional CFO costs in the UK range from £1,500-£7,000/month. Here's what affects the price, what you get, and how it compares to a full-time hire.
Series A Fundraising Checklist for SaaS Companies
Complete Series A checklist: financial model, data room, metrics benchmarks, and investor readiness. What UK SaaS founders need before raising.
UK SaaS Financial Model Template (Investor-Ready)
How to build a UK SaaS financial model that investors trust. Covers revenue forecasting, unit economics, P&L, cash flow, plus UK-specific items: PAYE, NIC, VAT, Corporation Tax, R&D credit, April fiscal year.
Unit Economics for UK SaaS: The Complete Guide
Master UK SaaS unit economics: CAC, LTV, payback period, and contribution margin. UK benchmarks (£), how UK investors at Seed and Series A stress-test each metric.
SaaS Due Diligence Checklist: What Investors Will Examine
Complete SaaS due diligence checklist covering financials, metrics, legal, and operations. Prepare your data room before investors ask.
UK Startup Runway Calculator: How Long Will Your Cash Last?
Calculate your UK startup's cash runway in £. Burn rate, HMRC tax timing (VAT, PAYE, Corporation Tax), R&D tax credit cash impact, and UK fundraising lead times.
SaaS Metrics Every Founder Must Track
The essential SaaS metrics for tracking business health: MRR, ARR, churn, LTV, CAC, NRR, and Rule of 40. A founder's guide to what matters.
How to Prepare Your SaaS Company for Due Diligence
Step-by-step guide to preparing your SaaS company for investor due diligence. Data room setup, financial cleanup, and metrics presentation.
Accounting for SaaS Companies: Getting It Right from Day One
SaaS accounting fundamentals: chart of accounts, revenue recognition, deferred revenue, and management accounts for subscription businesses.
Fractional CFO vs Full-Time CFO: Which SaaS Needs
Compare fractional vs full-time CFO options for SaaS companies. Cost, scope, flexibility, and when to make the switch.
Financial Due Diligence Guide for SaaS Founders
Prepare for investor due diligence with this practical guide. Covers what VCs examine, how to organise your data room, and common red flags.
What Are Management Accounts? A Guide for SaaS Founders
Management accounts explained for SaaS founders. What they include, why they matter, and how they differ from statutory accounts.
10 Things Your Fractional CFO Should Actually Be Doing
A fractional CFO is responsible for making sure your monthly financial historical data is accurate. A Fractional CFO will not be doing payments, runni...