Hire a UK fractional CFO · ACA chartered

Hire a Fractional CFO for Your UK SaaS

ACA chartered, 47+ UK SaaS, AI and tech companies served. Fixed monthly retainer from £2,000. No day rates, no minimum term, free 30-minute discovery call.

Chartered Accountant
Fixed retainer - no day rates
Regular meetings via Calendly
90% of emails within 2 hrs
47+
UK SaaS, AI & tech companies served
£10m
Largest exit supported
£15M+
Total funding raised by clients
ACA
Chartered Accountant qualified
How to hire

How to Hire a Fractional CFO in the UK

From the first call to your first board-ready management accounts in 4 weeks.

01

Free 30-minute discovery call

We talk through your current finance setup, your immediate priorities (fundraising, cash flow, board reporting), and what success looks like in the next 90 days. No pitch, no obligation.

02

Scope and pricing in writing

Within 48 hours of the call you receive a written proposal: deliverables, monthly time commitment, fixed fee, and start date. No surprises, no day-rate billing.

03

2-week diagnostic phase

We review your books, financial model, contracts, and reporting. You receive a written diagnostic with the top 5 issues and how we will fix them in the first 60 days.

04

First board-ready management accounts

By the end of week 4 you have your first proper SaaS-aware monthly pack: P&L, cash flow, MRR waterfall, runway, KPI dashboard, and written commentary. Delivered every month thereafter.

Who we work with

Who Hires a Fractional CFO from ScaleWithCFO?

UK-based founders running SaaS, AI and tech businesses where the financial complexity has outgrown the spreadsheet.

UK SaaS founders £500K-£10M ARR

You have product-market fit, you are growing, but the numbers feel chaotic. Investors are asking harder questions. You are not ready for a full-time CFO at £200K+, but you cannot keep flying blind.

Pre-Series A founders preparing to raise

You need a proper financial model, a clean data room, and someone who can sit alongside you in investor meetings. You want a CFO with prior fundraising experience, not your accountant.

Founders 12-24 months from exit

You want to maximise valuation. That means clean accounts, defensible projections, fixed gross margins, and a quality-of-earnings-ready data room. The work starts now, not the month before you go to market.

AI and deep-tech companies

You have unusual cost structures (compute, training, infrastructure) and you need a CFO who understands how to model them, present them to investors, and explain them in board meetings.

What you get

What's Included in Every Engagement

One fixed monthly fee covers all of the below. No day rates, no surprise invoices, no upsells.

Monthly management accounts and SaaS metrics dashboard

13-week rolling cash flow forecast

3-statement financial model with scenario planning

Board pack preparation and attendance (where required)

Fundraising support: data room, model, investor Q&A

Revenue recognition review (IFRS 15)

Unit economics and cohort analysis

Direct lines to your accountant, lawyer, and investors

Unlimited email support, ad-hoc calls included

Fixed monthly fee, 30-day rolling notice

Why ScaleWithCFO

Why Hire ScaleWithCFO Instead of an Agency

Most "outsourced CFO" firms sell you a senior partner in the pitch and then deliver the work through a junior team. ScaleWithCFO is the opposite: one ACA-qualified CFO, embedded directly with your team, no analysts in the middle, no quarterly partner reviews.

The model deliberately limits the number of clients we take on, so every engagement gets the depth of attention a fundraise or exit actually needs. If you want a name on a slide deck, hire a Big 4. If you want a CFO who picks up the phone, this is the right fit.

For a deeper look at the model, read the 2026 UK fractional CFO guide, our fractional CFO services page, or how much a fractional CFO costs in the UK.

FAQs

Hiring a Fractional CFO: FAQs

Book a free 30-minute discovery call. We review your current finance setup, discuss the immediate priorities, and confirm scope and pricing in writing. Most engagements start within 1-2 weeks of the first call, on month-to-month terms with 30-day notice.

UK fractional CFO retainers range from £1,500 to £8,000 per month depending on company stage and time commitment. ScaleWithCFO charges a fixed monthly retainer with no day-rate billing, no hidden fees, and no minimum term beyond the 30-day notice period.

A genuine UK fractional CFO should be a Chartered Accountant (ACA, ACCA or CIMA) with prior CFO or Finance Director experience. ScaleWithCFO is led by an ACA-qualified CFO with experience across 47+ UK SaaS, AI and tech companies.

Yes. Project-based fundraising engagements typically run 8-12 weeks and cover financial model building, data room preparation, due diligence support, and investor meeting preparation. Pricing for project work ranges from £5,000 to £15,000.

Most engagements start within 1-2 weeks of the discovery call. The first 2 weeks are diagnostic; the first management accounts and forecast usually arrive in week 3-4.

Ready to hire a fractional CFO?

Free 30-minute discovery call. No obligation, no day rates.

Book a discovery callFree · 30 minutes · No commitment